Does The Home Depot Credit Card Have An Annual Fee
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The home depot card is a store branded card issued by citibank.
Does the home depot credit card have an annual fee. However you can only use it for purchases at the home depot. The home depot credit card doesn t charge an annual fee but its complete lack of rewards still costs regular home depot shoppers a lot of potential savings. The home depot card image credit. This card offers a few benefits but i don t recommend it for shopping at the home depot unless you absolutely can t get a different rewards card you can also take a look at the home depot project loan but it doesn t offer much better terms though you can get a very high credit limit.
The home depot consumer credit card disclosures interest rates and interest charges annual percentage rate apr for purchases 17 99 21 99 25 99 or 26 99 based on your creditworthiness. First the card has a rewards program offering 5 off everyday purchases. Plus home depot regularly runs promotions to encourage you to finance purchases with the card. The lowes credit card is generally much better than the home depot consumer credit card in all respects.
It s not uncommon for a store affiliated credit card not to charge an annual fee even if it will approve applicants who have limited credit but it s definitely a plus nonetheless. 12 months for purchases of 1 000 5 000. 0 for 6 to 24 months with a catch. And 6 months for 299 999.
Home depot credit card highlights no annual fee. The home depot consumer credit card vs lowes credit card. We ve heard reports of contractors signing up for this card through third parties. This card comes with no annual fees 84 months to pay the.
So if you plan to pay off your home depot purchases within a single billing period you re better off with one of the market s best rewards cards. You also get up to a year to return a product. Unfortunately the home depot consumer credit card doesn t elicit the same good vibes despite its 0 annual fee. If you re planning a large renovation or building project home depot has a project loan credit card with credit lines of up to 55 000.
You get 24 months of financing for purchases of 5 000 or more. It also runs special promotions throughout the year that can provide cardholders even better savings.
