Is The Home Depot Card Hard To Get
Home depot also offers the home depot project loan card which allows cardholders to borrow up to 55 000 for big improvement projects at a relatively low apr 7 99 as of july 2019 for up to 84.
Is the home depot card hard to get. If you don t use it they twist your arm behind your back and lower your credit limit or close your card of course adversely affecting your credit score. The best way to find out if you qualify for a home depot credit card is to apply for one. Apply with a good to excellent credit score of 670 or higher. As they have pointed out on their site only half of the applicants get a apr rate below 25 99.
That s the whole idea of a cvv that the only person who has that number is the person in possession of the card. If you have other purposes sorr. The home depot consumer credit card makes it easy to tackle repairs and update your home thanks to special everyday home depot financing with no interest for six months on purchases totaling 299 or more. However the lack of a good rewards program makes this card hard to recommend for anyone that is diligent about fully paying off their credit card bill month to month.
The rewards and point programs are minimal and pale in comparison to most reputable crads. The home depot consumer credit card provides decent financing options for people who absolutely need it. However having such a credit score doesn t necessarily mean that you will get approved. Verdict the home depot consumer credit card appears to me a store credit card that is designed for folks who shop at home depot and want to get an interest free period where they do not have to pay anything for 6 months.
Home depot approaches you and sells you this card as the greatest thing since sliced cheese. Applicants generally need fair credit which means a score of at least 620 to get the home depot credit card. Pick something else if your business spending is distributed throughout different categories. Click on the credit services link to the right of the search box.
To apply online go to the home depot website. Consumer credit card step 1 apply in store or online. Get this card if your business spends heavily at home depot.