Is The Home Depot Credit Card Hard To Get

As they have pointed out on their site only half of the applicants get a apr rate below 25 99. Citibank backed store credit cards including those from best buy costco the home depot and macy s may be issued to someone who has a bankruptcy filing on his her credit report. However there is no guarantee of approval and citibank will do a hard credit check during the application process.

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Frequent home depot shoppers might benefit from the fact that hassle free returns are offered for one year with the card which is four times longer than you d normally get on home depot purchases.

Is the home depot credit card hard to get. Verdict the home depot consumer credit card appears to me a store credit card that is designed for folks who shop at home depot and want to get an interest free period where they do not have to pay anything for 6 months. Like other companies the home depot does not release specific information about its credit rating requirements. The home depot uses credit rating information from equifax one of three credit reporting agencies in the united states to determine if applicants qualify for a home depot credit card.

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